Wichita Homes for Sale-Getting Pre-Approved for a Home Loan
Do you keep hearing in the news about the credit crunch? Has it got you worried about buying a home... I wanted to talk about when to get prequalified for your mortgage. Many people ask me when they should talk to a mortgage lender about buying a home.
It's really important when you are shopping for a Wichita home for sale to visit your financial or lending institution before you begin shopping. One benefit of this is that you'll quickly know the amount of mortgage you qualify for. This will allow you to search Wichita homes for sale in the right price range. Most importantly however, you'll tell Wichita home sellers that you are a serious buyer. You'll have more negotiating power and put your offer in the best possible position to be chosen if you have gotten pre-approved for your mortgage first. So before you begin your search for Wichita homes for sale, consider getting pre-qualified with a reputable lender. This is a very simple and quick process that you should be able to do over-the-phone. I work with a local, reputable lender in Wichita -click here for more information on Met Life Home Loans.
Banks and financial institutions have developed many programs especially for Wichita home buyers, whether you are a first-time home buyer or already have equity in your home. I choose to partner with experienced, professional, local lenders who are accountable to their clients and offer great service. To use a mortgage calculator on-line then visit WichitaHomesForSale.us
Of course if you have further questions, don't hesitate to email me!