Best wishes for a safe and happy Holiday Season!

With home loan rates at historic lows, there has never been a better time to examine your own home loan situation and plans for the future. Sometimes human nature drives people to be a little greedy and attempt to wait for even lower rates before acting...but the opportunity cost of missing the savings that could be benefited from right now - by waiting for something that may never happen - could quickly mount up into thousands of dollars. Take a minute and get in touch with me. Let's take a look at your situation, and ensure you are saving all the money that you can, and positioned correctly for your future home and financial plans.

Looking ahead to the new year, I do see Bond prices revisiting the highs seen last week and for rates to improve, but it will likely continue to be volatile.   For now, I recommend floating.  Merry Christmas!