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Tips To Find Down Payment Assistance Programs

By
Real Estate Agent with Keller Williams Realty WA# 12940

How To Find Down Payment Assistance ProgramsDown Payment Assistance Programs - Washington State

Identify down-payment assistance programs at the federal, state, and local level.

Down Payment Assistance Programs are available for Tacoma Real Estate...

...and homes in Pierce, King, and Thurston Counties.

Ways to find down-payment assist programs:

  1. Contact your lender - Lenders will be familiar with programs in your community.
  2. Contact a non-profit housing counseling agency - Housing counseling agencies know about down-payment assistance program resources in your community.
  3. Visit your local government website - By researching the web pages of your local government's housing or community development department, you can learn what kind of financial assistance is available for buyers in your area. Usually this information is in the single family or home buying section of the public sector website.
  4. Check federal and state government resources - Some of the key agencies that provide down payment and closing cost assistance include:

• US Department of Housing and Urban Development (HUD) at www.hud.gov.

• State and Local Housing Finance Agencies. Each state has a housing finance agency that operates programs to assist buyers in purchasing a home. To find your state housing finance agency check the National Council of State Housing Agencies (NCSHA) website at www.ncsha.org.

• Local governments also have housing financed agencies. Check your local government website to find a local housing finance agency.

• Federal Reserve Board at www.federalreserve.gov. There are 12 banks in the Federal Reserve System. A number of the Federal Reserve Banks operate down-payment assistance program. Each Bank individually determines its programs so visit the website of the Federal Reserve Bank for your region to find out what is available. There are links to all 12 Banks on the Federal Reserve website.

• Federal Home Loan Banks at www.fhlbanks.com. There are 12 Federal Home Loan Banks and their primary purpose is to provide loans to banks, which allow the banks to extend long-term financing for housing and economic development. A number of the Home Loan Banks have down-payment assistance programs. Visit the website for the Home Loan Bank for your region to find out what is available. There are links to all the Home Loan Banks on the Federal Home Loan Bank website.

****    NEXT STEP - Call The Trey Affolter Team  ****

Current Home Buyer Down Payment Assistance Programs:VA Loans   

• $7,500 Tax Credit for Homebuyers     (Expires June 30, 2009)

• VA Home Loans (100% Home Loan Program)

• Washington State's HOUSE KEY Home Ownership Program

• House Key Plus Down Payment Assistance

HomeChoice Assistance for Persons with Disabilities

• House Key Veterans Program

• USDA Rural Development Home Ownership Program

• City of Tacoma Down Payment Assistance Program

• Pierce County Housing Programs Down Payment Assistance Loan

• City of Lakewood Down Payment Assistance Loans 

  

Call The Trey Affolter Team @ 253-222-6000 to learn more and to take advantage of the Down Payment Assitance Programs!

 

The Trey Affolter Team always welcomes comments and is available to answer questions about Tacoma Real Estate and the surrounding cities within Pierce County Real Estate, South King County Real Estate, and North Thurston County Real Estate

253-222-6000

http://www.TreySellsHouses.com

* resource: realtor.org & http://www.treysellshouses.com

Posted by

Trey Affolter

Realtor * Broker

Keller Williams Realty

253-881-4109  office

treysellshouses@live.com

 

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