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102% Financing Available - USDA Loans

By Carolyn Dionne

Mortgage and Lending with Primary Residential Mortgage, Inc NMLS 63080

December 30, 2008 03:51 AM

Just wanted to let everyone know that we are USDA Loan Specialists! If you are looking to purchase a home and don't have the money to put down or you just don't want to put money down, we can help you! Necessary repairs can even be financed into the loan! And you don't have to be a first time home buyer! Call us for more information! Rick at 860-922-6555

We are also hosting a seminar for realtors on February 11th, 2009 at 9:30 am at the Manchester Country Club if you want to learn more about it!

Happ New Year Everyone!

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Omega Omega

Omega - Glendale, CA

Hi Carolyn!!

Welcome to Active Rain. This is a great networking platform to add to your business so start blogging and set up your profle and you should be one of the leaders in your class (those who joined the same day as you).

In the meantime, enjoy the rest of 2008 & much success as you get ready to bring in 2009!!!!

Dec 30, 2008 04:01 AM

Michael A. Caruso

Surterre Properties - Laguna Niguel, CA

Should we be worried about this type of product?

Can you get interest in it in the aftermath of a financial melt-down?

Do you also have "stated income" product?

Dec 30, 2008 04:02 AM

Vickie Nagy

Coldwell Banker Residential Real Estate - Palm Springs, CA

Vickie Jean the Palm Springs Condo Queen

This sounds intriguing, but you are so far away. Are you licensed to do loans for California homes?

Dec 30, 2008 04:03 AM

Anthony Stokes-Pereira

Better Homes and Gardens Rand Realty - Nanuet, NY

Realtor

Hi Carolyn;

Great opportunity for consumers looking to buy, are you licensed in New York. Happy New Year!

Dec 30, 2008 04:08 AM

Patty Carroll

Vancouver, WA

Quick question - are you licensed to do loans for homes in Washington State?

Dec 30, 2008 04:29 AM

Carolyn Dionne

Primary Residential Mortgage, Inc - Manchester, CT

Connecticut Mortgages: FHA, VA, 203K, USDA & More!

Hello Everyone!

Thank you for all of your comments! Just to answer some of your questions:

Yes we do loans in all 50 states (that includes, Washington State, New York and California...haha). Customers can either log onto our website and fill in their application or we can take it by phone for them. We are a paperless company so we can take an application and email or fax it to a customer (we can do snail mail too), they can sign it and fax it, email it or mail it right back to us! Our underwriting turn around times are amazingly quick! We pride ourselves on being the home of the "Rescue Loan", which means if a loan officer messes up a deal, you can give it to us and we can get it turned around quickly for you!

Regarding interest in the USDA Program, there is a TON of interest for the people who actually know about it. It is a government program that has been around for a long time, but people don't know about it because everybody has just been doing subprime. To find out if you are working in an area that is eligible for USDA Loans, I can absolutely help you to get that information, but if you would like to look at this and more, you can log onto this website: www.rurdev.usda.gov/ct This is the site for Connecticut, that is why there is the ct at the end. You will want to replace that with your state abbreviation. On these sites you will be able to find all kinds of information on the eligible areas, income limits, etc. We will be more than happy to answer any questions you have also! Please feel free to call my husband Rick at 860-922-6555. Or you can send me an email carolyn.dionne@flagstar.com!

Unfortunately, we do not have a stated income product at this time.

Thanks again! Let us know if you have any other questions!

Dec 30, 2008 07:18 AM

Sergio Rebollo Jr.

Real Estate TeamMates - Miami, FL

Carolyn....Welcome to ActiveRain. This is a great community to network with others as well a great place to learn from other's experiences and knowledge. I've enjoyed it; I hope you enjoy it as well.

Sergio Rebollo Jr.
Exit Prime Realty
Coral Gables, FL 33134
305-582-4062

Miami Short Sale Specialist - Profile

Dec 30, 2008 11:33 AM

Everard Korthals

---Preferred Lifestyle Advisors--- - Lancaster, PA

Mountain Realty

Welcome to Active Rain. This is a great place to learn and share with others. IF ever you were to have any questions then feel free to contact us and we'll try to help. Please take a look at our blog for links to valuable information in our sidebar that you can use to navigate this extensive network. Subscribing to our blog is also a great way to read our blog straight from your home pages. We also suggest taking a look at the Active Rain Wikipedia group for resources that may be valuable to you. We hope you have a great day in the Rain! All The Best-

Sincerely, Active Castellum ( Castellum Realty llc - Lancaster PA Real Estate )

Dec 30, 2008 11:21 PM

Sasha Miletic - Windsor Real Estate

RE/MAX Preferred Realty Ltd. - Windsor, ON

Hi Carolyn, Welcome to AR, Be a Blogholic and start writing your own blog soon on AR. All the best for your RE business. This is the right place for customers, friends, realtionships etc.

Best - Sash

Dec 31, 2008 12:15 AM

Jean Terry

Keller Williams Realty Spartanburg, S.C. - Spartanburg, SC

Hi and welcome to Active Rain, a great site to network, share, learn, and have fun. Goos Luck.

Dec 31, 2008 05:19 AM

Vicente A. Martinez

Prudential Douglas Elliman Licensed Real Estate Salesperson - Woodhaven, NY

Realtor, Brooklyn - Long Island - Queens Homes

Hi Carolyn and welcome to active|rain.

Based on your post here I gather that you can service basically anyone. What are the criteria that they must meet?

There are thousands of tips, tools, and tricks of the trade here. Be sure to check them out. Best of luck and see you around.

Friend me on Facebook

Follow me on Twitter

Dec 31, 2008 09:19 AM

Dan Magstadt

Paramount Residential Mortgage Group, Inc - Lake City, FL

Congrats on your first post - Welcome to ActiveRain!!

Dec 31, 2008 02:35 PM

Anonymous

Rashmi

Arent USDA loans susoended in california?

Feb 07, 2009 11:32 AM

#13

Anonymous

USDA Clarification and CT Map of Eligible Areas

Just wanted to let you guys know that we can no longer finance in necessary repairs on this program!

Also, we just held a seminar on this loan program yesterday in Connecticut. So if anyone in Connecticut would like a copy of our flyer that shows a map of all the eligible areas in Connecticut, just send me an email to Carolyn.Dionne@Flagstar.com and I can get that to you!

Feb 12, 2009 12:20 AM

#14