Well folks it is New Year’s Eve and while I can go on about jobless claims, more Fed money for mbs and a dozen other things here is the long and short. Unless your closing on Friday it does not make much sense to lock. Wait for everyone to get back to work. Let the Fed’s pour some money in and when you see that 4.5% (or something close) that everyone is talking about, lock it.
What you need to do is get your “ducks in a row”. Place a application, get your income and asset docs to your lender (if you need one I will get the job done). Set up your appraisal and get ready to lock. We are all very busy and it is about to pick up. So help me help you. Get your application in.
Enjoy and Happy New Year
Tony Grego from Amerisave
Your Place for Great Rates!
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