San Diego home values could finally stabilize in 2009. With a huge inventory of available homes and buyers actually having to qualify for a mortgage, there is a better than 50/50 chance the San Diego housing recovery won't occur in 2009 and maybe not in 2010. Most people are totally stressed-out financially and the next crisis coming is credit cards. Go to any FOOD store and people are buying with credit cards. Banks are about to slam that door shut and then people are in trouble. Not to mention unemployment. *To view the full post, please visit the 12-22-08 post on the San Diego California real estate sales blog