Special offer

HAPPY 2009!

By
Mortgage and Lending with PINELLAS FINANCIAL, LLC

What are your financial plans for 2009? It should include investing in Real Estate! The interest rates sit at 5.5% and are expected to stay that way through 2009.

          

Do not be one of the less informed investors that believe Real Estate prices will go lower. We have bottomed out! The way you can see a price reduction from here going forward, IS TO MAKE A LOW-BALL OFFER! There are still many seller's willing to come down on their own. But market conditions are showing a trend of stabilization.

PINELLAS FINANCIAL offers loans scenario's for just about any situation. FHA loans are a way to get in a home for 3.5% down. That 3.5% may be gifted from a relative/employer or you may choose to use a down payment assistance program to cover it!

Banks have mortgage money and they are lending it! Call us or apply online, either way, it takes about 5 minutes to get pre-qualified!

Carol Swain
Keller Williams Real Estate - Langhorne, PA
Realtor, -www.swainsells.com- Bucks County, Pa

Happy New Year to you too!  May your New Year be bright and prosperous.

Jan 01, 2009 11:45 PM
Marjorie Taylor
Florida Homes Realty and Mortgage - Saint Augustine, FL
New Homes in St. Augustine Florida

You are right, now is the time to buy.  The buyers are out there, particularly here in St. Augustine Florida.  But I'm not sure we should be encouraging them to make LOW BALL offers.   Happy New Year.

Jan 01, 2009 11:49 PM
Kristin Johnston - REALTORĀ®
RE/MAX Platinum - Waukesha, WI
Giving Back With Each Home Sold!

Have a great new year and thanks for the optimism!!

Jan 01, 2009 11:56 PM
Anonymous
Terry

Thank you Carol! Good and prosperous wishes to you too!

Jan 02, 2009 12:00 AM
#4
Anonymous
Terry

Marjorie...I can appreciate that, just trying to educate the public on continuing to wait versus just going for it with an offer.

Jan 02, 2009 12:01 AM
#5
Connie Goodrich
Keller Williams Realty - McKinney, TX
CRS ABR (McKinney Realtor)Texas

We certainly are experiencing outstanding rates.  Don't forget about all those refinance opportunities.  Good luck!

Jan 02, 2009 12:02 AM
Anonymous
Terry

Kristin..I do believe this year will be a very big improvement over last. Let's show the country what a seasoned and professional group of people we are. This is our year!!!!

Jan 02, 2009 12:03 AM
#7
Anonymous
Terry

Connie.. all of my business in December was refinance. I hear what you are saying! I do have some purchases coming up also. I look forward to a nice mix of the two this year!

Jan 02, 2009 12:04 AM
#8
Larry Bettag
Cherry Creek Mortgage Illinois Residential Mortgage License LMB #0005759 Cherry Creek Mortgage NMLS #: 3001 - Saint Charles, IL
Vice-President of National Production

I'm in....let's go!  this year will rock.

 

Jan 02, 2009 01:00 AM
Anonymous
Terry

Yes, it's the "Comeback" year for Real Estate and Mortgage Professionals!!!

Jan 02, 2009 01:17 AM
#10
Tony & Darcy Cannon
Aubrey and Associates Realty - Layton, UT
The C Team

Terry, Happy New Year to you also.  That is great advice, now is perhaps the best time in a long, long time to invest!

Jan 02, 2009 01:20 AM
Anonymous
Terry

I agree!!! Now we need to let the public know!!

Jan 02, 2009 01:25 AM
#12