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I was reading an article by RealtyTrac (or using their data--not a plug as I am NOT a fan--just giving credit where it might be due) and it talked about the "Top Ten Foreclosure States (as of October)".
Number 1 on the list was Nevada with 1 in 74 homes. Guess too many people gambled on Vegas instead of in Vegas? J
Arizona was close behind with half the number or 1 in 149 homes; then Florida close with 1 in 157.
And...drum roll please...California was number 4 with 1 in 231 homes in foreclosure.
And where does my hometown of San Francisco fit into this? I don't know exactly how many homes there are in the entire city of San Francisco but we can look at this a couple of ways. As of today, January 3, 2009, we have 41 REO SFRs (single-family residences). If this would be 1 in 231, we should have a mere 9471 residences-we have far more than that.
Another way of looking at this, is by calculating the percentage of houses listed that have been foreclosed upon. 41 is 9.4 % of 438.
If you have been following my SF REO Stats, you will notice two things-first: this is a higher percentage in the past but second: only because the number of homes on the market has fallen by nearly a third over the Holidays.
So overall, I would say that we are still pretty lucky in San Francisco. The foreclosed homes are non-existent in 3 of our 10 real estate "districts" and over half are in one district-District 10-the southeast part of the City.
P.S. The other "Top Ten" states were Colorado (1 in 390), Georgia (1 in 391) Michigan, New Jersey, Illinois and Ohio (1 in 417).
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.