As we go through life, each of us are afforded certain chances to improve our lives and the lives of others around us. Some people take advantage of these prospects while others have them pass by in complete oblivion. Those who miss out often curse their misfortune and wonder how others can be so lucky.
The reality is luck has little to do with it. Successful people constantly watch for situations to take advantage of and are prepared to act quickly when they arise. No one handed Bill Gates, Steve Jobs or Michael Dell anything when they started out. Each of them recognized an opportunity swaying before them and seized hold.
You don't have to be a mega-CEO to be successful. Each of us has our own yardstick with which we measure our lives. Did I graduate from high school? College? Do I have a good job? Do I own a home? Am I providing a better life for my children? The list goes on. Regardless of how you rate your accomplishments, I'll bet that those things you are most proud of involved calculated risk, hard work and/or making the most of a situation.
Today, you have the chance to take steps to improve your life significantly. Interest rates are at a level that has not been seen in your lifetime and most likely will not occur again. Housing inventories are at high and buyers have an advantage in the marketplace. If you are prepared, you can buy a home now that you couldn't buy a few years ago and won't be able to buy a few years from now.
First time-home buyers have an even better opportunity. The government is offering a $7,500 tax credit that can still be applied to your 2008 tax return. This zero-interest loan is a great way to get started in home-ownership.
As a long-term investment, home ownership is still one of the best ways to improve your overall wealth. More importantly, it provides you with a place to call your own, to live, to start a family, to raise children, and/or to enjoy retirement. Right now, you have the opportunity to improve your life and that of your family. Are you going to grasp it or let it slide through your fingertips and curse your luck when the market returns?
When you are ready to buy a home in the Louisville area, call me and we'll get started.
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Erik Hitzelberger is a licensed real estate agent with RE/MAX Alliance in Louisville. If you need a Louisville Real Estate agent please email me or call 502.921.3989.
I specialize in the following areas of the Metro Louisville Area: Jeffersontown (J-Town), Middletown, Okolona, Fern Creek, Shepherdsville, Mt Washington, Hillview, and Brooks. Click the following links to learn more about Louisville and Bullitt County Real Estate or to Search for Louisville Homes.
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