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Except for some jockeying around as far as who's going to be the most competitive or who's all full-up with new loan applications, lenders priced their rate sheets with the same rate as the day before -- more or less...

 4.625% Rate / 4.773% APR

P&I payment: $2,143.96

Loan amount: $417,000
Down payment/equity: 20%
Loan Program: 30 Year Fixed

Rates are as of 1/7/09. Subject to change without notice. Etc. Etc. Etc.

Thanks for reading! --James Wirth

 
This post has been included in Washington Real Estate News King County, WA Real Estate News
Post is included in group: Eastside Networking (Bellevue, WA)
Post is included in group: Mortgages
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2 Comments on Mortgage Rate Update -- Basically Unchanged

JAN
09
2009
688,676 Points 117 Featured Posts Localism Sponsor Outside Blog Called Shot Master

James,

Countrywide Phoenix had cut way back on staff.  Now they're getting 100 new files per day, and can't keep up.  To pacifiy the world, they're extending locks for 15 days for free.

Mike in Tucson

5:59am • #1

Yeah, it's a bit crazy out there. I'm sure we'll see more creative processing to compensate for being short-staff. Thanks for commenting! --James Wirth

4:36pm • #2

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James Wirth

Everett, WA

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Address: Everett, WA, 98208

Cell Phone: (425) 298-7883

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James Wirth here, and T-H-A-N-K--Y-O-U for visiting my blog! Here I hope to inspire, educate, and coach those affiliated with the Real Estate industry on how they can better market themselves online & connect with past, present and future clients/customers/contacts


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