That is right!!  I locked a few loan this week at that rate.  To see if you might qualify below please read.

 

  1. 741 plus credit score
  2. Have a 20% or great equity position in home
  3. Must be your primary residence
  4. Full Document loan
  5. Must qualify through Fannie or Freddie Mac (Conventional Loan)
  6. You must escrow with the lender
  7. No discount point charged
  8. 1% origination and standard closing cost

These are just some of the guidelines for this rate.  Please understand that rates change daily and this opportunity could be gone very soon.  So give me a call and I would be glad to provide you a Free Quote in as quick as 20 minutes.  We require no application fee and I wil guarantee our results for youl

Our underwriting times our 24 hours and we can have your loan done with 10-15 days not 30-45 like other lenders!

I just wanted to give you a quick FYI...  I have included the Wells Fargo link below showing their rate is 4.875% for the same program.  I would like to wish you and your family an awesome Holiday Season! 

 Wells Fargo rte link https://www.wellsfargo.com/mortgage/rates/

   
   

Phil Olson
Sr. Mortgage Planner
Cottage Grove MN
651-238-6748
polson@minnmortgage.com
www.callphilolson.com

Equal Housing Lender

BBB

 

 

 
This post has been included in Minnesota Information

3 Comments on Our Mortgage rates are AWESOME (4.375% 30 Year APR 4.58%)

JAN
11

- interest rates sure makes it more appealing for home buyers & owners considering refinancing and should motivate them. In the article Time to Get Off the Fence and Into a Home, the same message comes in an atricle from NYTimes.com offered by Your Money. Another source with this message was from Smart Money, Time to refinance -- or buy a home? Good information to pass on to our buyers.

Best wishes for 2009!

Trey Affolter

http://www.treysellshouses.com

10:37am • #1
126,152 Points Outside Blog

Hey, great post. Thanks for the information about your area.

10:40am • #2

You are totally corect!!!  Now is the time to refinance or buy that home.  We have the lowest rates in HISTORY at this time and home prices are more affordable..  TAKE THE LEAP and you will be rewarded.

 

Phil Olson
Sr. Mortgage Planner

Cottage Grove MN

651-238-6748

10:42am • #3

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Phil Olson

Cottage Grove, MN

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Mortgage & Investment Consultants

Address: 8619 West Pointe Douglas Rd, Cottage , MN, 55016

Office Phone: (651) 203-6432

Cell Phone: (651) 238-6748

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