This past month has been a roller coaster ride that has lasted into the new year!   What blessings we receive at the most unexpected time. 

My phone lines are ringing and many are taking advantage of these low interest rates.  Most of the clients I am speaking with have equity in their home and plan on being there for many years.  Some are even shortening the term of the mortgage to 15 years and not making much more payment than they are currently at the 30 year mortgage.  Adding the bi-weekly payments the effective rate is even less.

People are ready for their money to work harder for them instead of them having to work so hard for their money.  There is money to lend and at great rates, if you need to refinance or have approval for a purchase, please give me a call.  If you have been sitting on the fence or have clients that have been waiting, GET THEM MOVING!  If you wait it may be too late!