Loan Modification

Many homeowners that would otherwise be in a distressed financial situation can now fine hope in a loan modificxation program offerd by their present leinholder.  Many leinholders of your first mortgages can be contacted to see if they will modify your present loan, to save you from having to go through foreclosure or a much dreaded short sale, because you can no longer afford to make your monthly payment.  Go to your lender that currently carries your mortgage and inquire about a loan modification program.  Log into their website and enter "loan modification" into keyword for give them a call.  Not all parties will be granted a loan modication on their current mortgage, but many will.....so it is certianly worth a try.