Fire still ranks top for causes of Loss to Homeowners 2005-2007

Cause of loss

Percentage of incurred loss including catastrophes

Percentage of incurred loss excluding catastrophes

Property peril

Fire

33.1%

42.2%

Lightning

2.0%

2.6%

Wind

18.3%

6.3%

Hail

11.6%

5.0%

Water damage

14.3%

18.3%

Freezing

2.0%

2.3%

Theft

3.6%

4.6%

Other property losses

9.6%

11.7%

Property total

94.5%

93.0%

Liability claim

Bodily injury

2.7%

3.4%

Property damage

1.1%

1.4%

Medical payments

0.2%

0.2%

Other liability losses

1.6%

2.0%

Liability total

5.5%

7.0%