2008 U.S. foreclosure filings are more than 81% which is 3.1 million filings.  And 861,664 homeowners lost their homes to foreclosure on the steps of city hall.  Even with the government aid to sponsor the mortgage Freddie MAC and Fannie MAE to suspended foreclosures from November 26, 2008 through January 31, 2009, December filings still out did Novembers for 2008.  So I can imagine all of these aids are only a costly delay of the inevitable.

 Cailfornia 2008's foreclosure filings are around 44,000 per month and with all of the law to help aid the homeowners is not showing any difference in these numbers.  But only slow down the process of change that has to come sooner or later.  Masschusetts and Maryland have the same ideas with the same stale outcome.

The top three states that the foreclosure monster bit out of the most is Nevada, Florida, and Arizona.  California has some of the worst cities but it only puts them in the top 10.