I have lived in Austin, TX 15 years. 15 years ago, when I moved to Austin, I sold my FHA-financed first home in Minneapolis.
Yesterday, January 2009, I get a call from a stranger suggesting the government owes me some money on xyz Morgan Avenue in Minneapolis. With a little distrust, it got my attention.
I called the number. Still more distrust when the phone was answered with just a simple "hello." My response something like, "Uh, is this a business line?"
So, this gal works from her home, she gets lists from the federal government of names & addresses that the fed owes money to. In this case, a refund on a HUD MIP for a home sold 15 years ago.
So I ask some more questions. Like, how does she get paid? You guessed right ...me, 25% of any recovered funds. So I ask the logical question of "not any disrespect for your effort but, can I get the refund myself direct from HUD without paying a fee?" Thankfully she was an honest person and said, "yes, as a matter of fact, you can and [here she got frustrated] most people I call do just that ... I'm not sure how I'm going to make any money at this ... I am just trying to earn some extra cash and this sounded easy." (I thought scripts & dialogue, scripts & dialogue ... but did not go there.) I thanked her for her time and emailed my favorite lender who shot me a website with info.
So I get a 1(800)Bangladeshi nice guy on the line and 20 minutes later I have all the detail and know exactly what I need to do to collect my $2,269. Sweet!
I have to get recorded deeds from Hennepin County and fax a notarized letter. Hope to see my cash within a couple months.
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