This is a painful situation to be in. This is the face of foreclosure. Don't let this happen to you. I got teary watching this. People say to me, "We'll just walk away and let them foreclose". Imagine your children as they are changing the locks and putting you out of your home. This is not a dignified way of giving possession of your home to someone else. Look at the pain in Julios face. The people never had the intention of not being able to afford their homes. They are good people, just like you and me that have come upon hard times. There are people to help you. We are here to help you. If you are having difficulty making payments or think you will have difficulty in the future, don't wait. Be proactive and look at the options you have. You do have options. I really feel bad for this fellow.

Get Educated. Get Empowered. For more information on this or any other topic, call Sal Poliandro, Realtor, Marketing Advisor, Short Sale Specialist ePRO, SRES at 201-259-2187, visit our websites: www.SalAndDawn.com or www.shortsaleguy.org Sal can be reached by snail mail at RE/MAX Properties 73 East Allendale Road Saddle River, NJ 07458