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Insuring Vacation Rentals

By Ben Kelly

Services for Real Estate Pros with King & Associates Insurance

February 02, 2009 12:44 AM

The only insurance designed exclusively for YOU and your vacation property.
Why risk covering Your Home away from Home with anything but the best?

PUT ALL YOUR WORRIES ASIDE.
There is finally an agent to insure your important investments, with the right insurance designed specifically for YOUR vacation rental property. At King & Associates we want you to have a peace of mind while managing your property . Never worry again-and with the right insurance specialist you won't have too.

Hello, I'm Tim King, owner of King & Associates Insurance and a rental property owner for the last 9 years. In fact I currently own 42 rental properties! I want to make sure you are taken care of when it comes to ALL your vacation property needs. And the best part is:
WE ARE VACATION PROPERTY EXPERTS!

When I started King & Associates in January 1997, I had already worked in the insurance industry for several years and saw that mediocrity was everywhere, and was basically the "norm". I thought, just treat people like you would want to be treated, make sure people are protected, provide competitive rates and take care of them EVERY TIME. . . PERIOD."

We know that when you are on vacation you want to feel taken care of and have top of the line service. Not only will you get that with your vacation home, but we are top of the line when it comes to insurance agencies! The BEST part is - when you place your protection with us you receive a personal agent, just for you! You will never hear an automatic machine and you will always speak with someone every time! We believe in making business personal and we plan to keep it that way. Call today and find out why so many others like yourself have already trusted us.

ALL OF THESE ACCEPTED!!

Multiple Owners

Trust

Corporations

LLC's

Owner/Family/Friend Usage too

Year Round Rentals (to different renters every week)

...and much more

Important Things to Consider when
Insuring your Vacation Property:
General insurance is not always prepared to
protect the unique coverage needs of your
vacation rental property.

Theft Coverage
Many other policies exclude or considerably limit this coverage because of you home's income rental usage.

Includes Rent Protection Coverage
Many other policies limit or exclude this important feature for your income property.

Provides Businesses, Trust or LLC Flexibility
Often unavailable for coverage with standard home insurance, these forms are essential when you need to protect your interests and investments.

Provides High Liability Coverage Options for Lawsuit Protection
Your assets need proper protection. Vacation income property lawsuits need proper coverage and the amount is contingent upon the size of your assets. Consider a company that can offer limits above $1 million so you can be covered as your needs change over the years. Also, be sure that your policy doesn't limit your rental liability coverage to "an occasional basis." When you make sure you have an insurance policy created just for vacation income properties, there is no question about the rental use- it is expected.

Offers Professional Appraisal Service
Every vacation income property package includes a professional appraisal.

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Kevin Sandridge

Signature Home Funding - Winter Haven, FL

Winter Haven Mortgage Broker

Hey Ben, and Welcome to the Rain!

Kevin Sandridge, here.

I joined the Active Rain community not too long ago myself and wanted to drop a line to share some of the good vibes and welcome wishes I have received already.

If you haven't signed on with Twitter.com, please do! I'd be honored to have you as a follower there! Click on the big Twitter logo to visit my page!

A Bit About Active Rain

I'm very excited about this community - basically because folks seem so willing to help out, provide industry insight, and share their good news and experiences!

When I started out on Active Rain, I felt a little overwhelmed. I hope the following points and suggested sites will help bring you into the mix! Just my way of saying that I'm glad you're here.

-------------------------------------------------------------------------------------------

One: Be sure to include a good amount of information on your profile page. Check out the profiles on other Realtor's sites here on Active Rain who are listed as "Featured" or "Tops" in their area (look for high point totals). You'll find that this will seriously boost your presence on ActiveRain - via the added points.

Two: I urge you to keep blogging on this site! You will be AMAZED at the awesome feedback you receive very soon after they hit the network! I use Google Reader to subscribe to blogs that provide me with ideas about what I'd like to comment on - both industry wise and just for fun! Check it out. I am more than willing to step you through the site and to help you get a few more blog posts generated if you wish - as a way of adding some value and paying forward some good networking vibes! :)

Three: Be sure to add in a good number of posts about what you think and consider pertinent regarding your area of expertise! You'll notice that many if not all of the Featured posting bloggers here on AR do this.

Lastly, I do quite a lot of work via social networks, email campaigns, and relationship building. If I can ever be of any assistance, don't hesitate to ask.

Here are a few great sites to visit (some of my favorites). If you like the information they provide, be sure to let them know I sent you!

Bloodhoung Blog - Greg Swann, Bloodhound Realty (They also offer a FREE RE Blog Service!) Note: These guys are way, way, way ahead of the curve. Hold on tight. It's gonna be a wild ride!
Real Estate Tomato - site maintained by Jim Cronin. A must see for new Real Estate Bloggers!
Seth Godin's Blog - The Reigning Permission Marketing Guru. Check out his latest book, Tribes!
The Real Estate Zebra - Daniel Rothamel is a one of a kind inspiration in the Real Estate Blogging arena. Do yourself a favor and check out his site.
Jeff Turner's Main Page - Jeff is always on top of what's happening in the world of social networking and media! Absolutely make this page a part of your learning experience!
Twitter - Twitter is a micro-blog that lets you keep friends and contact posted on what you're doing throughout the day. I use it all the time, and so do many others in our profession. Read this article I wrote on using Twitter to find out why it might add to your bottom line!
The Florida Mortgage Blogger - Ok - so I had to plug my own site! Check it out. Would love to have you on as a subscriber!

Looking forward to what you'll share with us here on Active Rain! :)

Blessings,

Kevin Sandridge
Winter Haven, FL

Feb 02, 2009 03:20 AM

Greg Steffens

Mountain Country Realty - Lake Arrowhead, CA

Ben - Wecome to ActiveRain and congrats on your first post. Be sure to spend some time looking around at what and how others are blogging here - it is a great education and lots of fun. Looks like you're off to a great start...keep it up!

Feb 03, 2009 04:46 AM

Everard Korthals

---Preferred Lifestyle Advisors--- - Lancaster, PA

Mountain Realty

Welcome! If ever you were to have any questions then feel free to contact us and we'll try to help. Please take a look at our blog. for links to valuable information in our blog that you can use to navigate this extensive network.

We hope you have a great day, All The Best-

Sincerely, ( Active Castellum ( Castellum Realty llc - Lancaster PA Real Estate )

Feb 03, 2009 03:59 PM

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Ben Kelly

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