I unfortunately get questions from people who ask me about credit repair.  Unfortunately because usually their credit is in a bad state.  The biggest issue is the time and energy required to get through all the paperwork, sending the letters, getting the documentation togther, etc.

I know how tough it can be, when my husband got divorced there were things still on his report that were his ex-wife's.  It was 4 months of being on top of it all before all it was removed or accounts closed.  There are other solutions but finding one that is a money back guarantee and reputable is tough. 

I did find one that I used all year last year.  I wanted to really try it out and get some history with them before referring them.  One clients went from  400 FICO to 680 FICO in 4 months.  He had some serious issues on his account but this is great improvement.  They are still working on a few other things but it is coming along.

You can go to:  http://kd.fixcreditbix.com   There is NO www in front of the link.

There is a great video that talks about how the program works.  They also have a money back guarantee .  WATCH THE VIDEO...

My hope is that people that get into this are truly interested in starting over and this is a one time thing.  I like to give people the benefit of the doubt and realize we all sometimes get ourselves into a situation but just don't know how to fix it.  Here is an option to fix it.

I know there are many other solutions and hope that we as professionals can provide REPUTABLE solutions for consumers.  This is just one of my options for clients.