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I'm a CT Democrat and I think this is a great idea - 4% fixed for new and refinancing - great and gets $$ to the banks that took US taxpayer bailout so they can pay back quicker - families and neighborhoods destruction halted - and $$ saved with refinancing at 4% means homeowners can spend money for cars, consumer goods or home repairs! I called my US Senators and wrote my House Rep. Everyone should do the same with their reps too!