Monday morning with Pastor Cedric Feb 2, 2009 
1. Your knowledge about severance packages may not be up to par. Having a Prepaid legal firm on retainer is not a luxury.
2. In tough times, collectors try to intimidate you by using scare tactics with people who don't know their legal rights. Having a Prepaid legal firm on retainer is not a luxury.
3. Big deals may be scams. Document reviews are necessary during tough times and good times
4. With foreclosures people need to know their legal rights and their options. Hard working people who have never faced this don't need to face it alone.
5. Did you realize that few speeding tickets hurt your local economy? Having a Prepaid legal firm on retainer is not a luxury.
6. Military families need especially when a key family member is off to war. Having a prepaid legal firm on retainer is not a luxury.
7. Scammers are out to get nice people looking for a way to succeed in tough times. Having a Prepaid legal firm on retainer is not a luxury.
8. Rates of attorneys are not cheap. Can you afford $200 - $400 an hour? Having a Prepaid legal firm on retainer is not a luxury.
9. The unexpected happens to the best of us. Silly lawsuits still cost big time. Having a Prepaid legal firm on retainer is not a luxury.
10. Your children are not always in your presence. Even your kids away at college need legal protection once in a while. Having a Prepaid legal firm on retainer is not a luxury.