Good Morning,

So, was our 40 degree day this weekend a good or bad thing? I found the day of a wonderful excuse to get outside for a well deserved long walk. Of course, the deserved part could be argued as a dog is always a dog…but I like to think he’s trying his best. Then we come to Monday. I think I still am feeling the chills and I’m blaming the heat wave from the weekend.

Rates have spiked back up slightly from last week in what I would now begin to call a normal move in this market. The week to week volatility we have seen has been fairly consistent for the past year. Many analysts are still predicting that they will trend back down….just as many are predicting they won’t. I have been going over this with clients left and right that I don’t believe we currently have any ‘experts’ in this market scenario. It is unlike anything that came before it making it hard for me to believe that anyone can claim that their expertise enables them to predict the unpredictable.

I think the certainty comes in the fact that life just is. There will always be hiccups and hardships just as there will be joys and happiness. So, let’s hope for the best and plan accordingly.

Have a great week!

Todays Rates: 30 Year fixed: 5.375% 15 Year fixed: 5.25%

Matt