Insurability is a big consideration when purchasing a home here in Ventura County.  In our current climate of foreclosure properties, getting disclosure about the home you are buying just isn't an option.  You don't know if there was water intrusion or how it was fixed.  Can the home be insured? How much will it cost? Are there past claims?  Checking with your insurance agent early on in the transaction is always a good idea. In addition, you can ask the seller to provide you with a C.L.U.E. Report that will give you information about any claims on the property over the past 5 years. Ask your Realtor about this report when you go to buy your next home, especially if it's bank owned  or a foreclosure property!

Search the MLS for Ventura Real Estate Listings at

www.VenturaRealEstate.org