With some of the blame being thrown on banks for not helping us out of this economic downturn, at least TD is attempting something, albeit minor in my opinion.

Now you can defer up to four mortgage payments at any time during its tenure. You still pay interest, and future payments are adjusted to ensure the mortgage renewal date doesn't change. After all, we can't disturb the bank's mandate of making money for its stakeholders according to schedule, can we?

If you're going through some rough periods, it'll put some grocery money in your pocket, at least.
TD calls it an extension to their "Mortgage Payment Extension Policy". If your mortgage isn't with TD, you'll have to wait while the others play catch-up...or not.

We'll take this one for now.