FHA Streamline refinances are offered with

• No appraisal
  
• No employment verification
  
• No asset verification
  
• No underwriting
  
• No money out of your pocket
  
• No occupancy requirement
  

Thousands of homeowners are taking advantage of FHA's Streamline refinance They are realizing that they can lower their interest rate without having to provide all the traditional income and asset verification.

The streamlline refinance is available without needing an appraisal. When you choose an FHA Streamline Loan, you can refinance your existing FHA-insured loan with less paperwork and lower costs than you would have with other home loan refinancing solutions.

Refinancing your current FHA loan can be an easy and streamlined process. You can do a streamline refinance even if you just purchased your home in the last few months or several years ago.

Again, appraisal is needed, value is based on last FHA appraisal. Please call to find out how much you can lower your FHA interest rate. There may be no late payments on the existing FHA loan in the past 12 months.

Julie Chroust

Prospect Mortgage

Direct: 925-516-5809

Fax 925-516-7555

julie.chroust@Prospectmtg.com