2009 is off to a fantastic start having one of my best January's ever, along with 2009 we have seen alot of changes this month and it looks like there is even more to come. I wanted to thank each of my business partners for both their referrals and patience as we handle the volume of business that is coming in. 

Purchases business was up in January and with even more contracts coming in February I really appreciate each and everyone of the realtor partners that we are currently working with.  OakStar Bank continues to watch the market for our clients with several folks deciding to refinance we are watching rates closely as they continue to fluctuate. 

The bond money program continues to evolve with changes in the market happening rapidly we are also keeping our eyes on the current plan that provides for a even larger tax credit to  home buyers - if that goes into law it will be increasing the volume of business we all will have.

Should you decide to purchase in 09, or refinance OakStar Bank is ready to help you!

Darren Stewart

OakStar Bank NA

417 447 7927