I know it is easier said than done, but if you can just make one extra payment per year on your mortgage you will save incredible amounts of money in interest and knock several years off of your loan in the process.  But, how do you get the money to make the extra payment?

Many of today's lenders will let you enroll into an automatic bi-weekly withdraw program where they withdraw every two weeks half of your mortgage payment.  For those of you who get paid bi-weekly you already know that that equals two extra payments each year or in this case two more half mortgage payments totalling one whole mortgage payment.

Another suggestion that I also make to most of my clients (at least the ones who are not self employed and pay quarterly taxes and ALWAYS owe at the end of the year like me) that they take half of the tax money that they get back each year and apply it right back to the principle of their mortgage.  I know it takes discipline, but if done on a consistent yearly basis, you could save a ton of interest and knock as many as 10+ years off of your mortgage.

If you are considering listing and selling your Baltimore County or Harford County Maryland real estate, I can provide a FREE HOME EVALUATION REPORT also known as a Comparative Market Analysis Report (CMA).  The report will detail all of the Baltimore County or Harford County homes comparable to yours that have recently SOLD in your immediate market area!   CLICK HERE TO GET YOUR FREE BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND HOME VALUE REPORT AND TELL ME A LITTLE ABOUT YOUR HOME!

Are you searching for a new place to call home in MD, PA, VA, DC, or WVA?  Then CLICK HERE FOR A FREE MLS SEARCH AND SEE ALL OF THE ACTIVE HOME LISTINGS!  They are directly downloaded from the same MLS system the real estate agents use!  This database will show you ALL of the property addresses and you will also be able to search for open houses!  Additionally, if you are RELOCATING TO BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND CLICK HERE for more resources.

CLICK HERE TO SET UP YOUR OWN CUSTOMIZED FREE LISTINGS EMAIL NOTIFICATION!  Here is your chance to be notified via email of all the new listings in your selected areas that meet your criteria, ABSOLUTELY FREE!  Not only will you be notified by email of all the new listings that meet your criteria from my website, I will also enter your property search criteria into the local MLS system so you will get to SEE ALL OF THE NEW LISTINGS THAT ALL OF THE AGENTS SEE as soon as they hit the market!

FOR MUCH MORE INFORMATION ABOUT REAL ESTATE IN MARYLAND VISIT

Michael D. Klijanowicz 
Top Office Individual Producer - 2008
(Top Listing Agent & Top Sales Agent)
Long & Foster Perry Hall  

(800) 514-7355 X3158 Office
(410) 236-3331 Cell - Direct 

http://www.isellmdhomes.com/


Serving Buyers & Sellers in the
Greater Baltimore & Harford County Metropolitan Areas

CONTACT ME FOR MORE INFORMATION - FREE CONSULTATIONS AVAILABLE!

 © Copyright 2009 By Michael D. Klijanowicz, All Rights Reserved*