Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Are you an elderly person in California who was placed in a predatory loan? Can you no longer afford your loan or mortgage payments? Is your ARM loan about to adjust? Were you placed in a predatory negative amortization loan or OPTION ARM loan? Were you mislead by your lender or broker? Are you facing foreclosure of your property? Were you 65 years of age or older when you got your last loan? Were you asked to state your income? Were you told what amount of income you needed to state?
If you feel any of the above questions relate to you, please contact us for a free initial consultation to discuss your loan situation. We are an Arizona and California law firm that is standing up for the rights of the elderly in the mortgage loan process. The State of California recognizes the concept of financial elder abuse. There is legal precedent that supports challenging your lender on elder abuse grounds and seeking monetary damages where a valid cause of action exists.
California Welfare & Institutions Code Section 15610.30
15610.30. (a) "Financial abuse" of an elder or dependent adult
occurs when a person or entity does any of the following:
(1) Takes, secretes, appropriates, obtains, or retains real or
personal property of an elder or dependent adult for a wrongful use
or with intent to defraud, or both.
(2) Assists in taking, secreting, appropriating, obtaining, or
retaining real or personal property of an elder or dependent adult
for a wrongful use or with intent to defraud, or both.
(3) Takes, secretes, appropriates, obtains, or retains, or assists
in taking, secreting, appropriating, obtaining, or retaining, real
or personal property of an elder or dependent adult by undue
influence, as defined in Section 1575 of the Civil Code.
(b) A person or entity shall be deemed to have taken, secreted,
appropriated, obtained, or retained property for a wrongful use if,
among other things, the person or entity takes, secretes,
appropriates, obtains, or retains the property and the person or
entity knew or should have known that this conduct is likely to be
harmful to the elder or dependent adult.
(c) For purposes of this section, a person or entity takes,
secretes, appropriates, obtains, or retains real or personal property
when an elder or dependent adult is deprived of any property right,
including by means of an agreement, donative transfer, or
testamentary bequest, regardless of whether the property is held
directly or by a representative of an elder or dependent adult.
(d) For purposes of this section, "representative" means a person
or entity that is either of the following:
(1) A conservator, trustee, or other representative of the estate
of an elder or dependent adult.
(2) An attorney-in-fact of an elder or dependent adult who acts
within the authority of the power of attorney.
Case on Point
In Zimmer v. Nawabi, 566 F. Supp.2d 1025 (2008), a 79 year old woman sued her brokerage alleging, amongst other things, elder abuse. The Court held that Broker's wrongful solicitation of a loan, and misrepresentations (false statements about the terms of refinance) constituted elder abuse.
FREE LOAN FILE ANALYSIS
The Law Offices of Steven C. Vondran is seeking to identify predatory lending loan violations for California and Arizona homeowners. Specifically, we are seeking to identify acts and practices that involve financial elder abuse as defined by the California Welfare & Institutions Code.
FREE LOAN ANALYSIS OFFER LIMITED TO SENIOR CITIZENS WHO MEET ALL OF THE FOLLOWING CRITERIA:
(1) You or your Co-borrower spouse were 65 years or older at the time of taking the loan application
(2) You were given an OPTION ARM loan program (where you are asked to pick a type of payment you will make)
(3) You can no longer afford your loan
(4) The Loan Closed within the three years of seeking the file review
(5) Property is Located in California
If you meet this criteria contact us for a free confidential consultation
We are licensed to practice law in California and Arizona
Address: 620 Newport Center Drive, Suite 1100, Newport Beach, CA 92660
If you are a homeowner and are looking for an attorney or law firm to handle your loan modification request, please visit www.loanmodsolutions.net Fill out the form and a representative of our firm will contact you promptly to discuss your situation. We also have loan modification information available at www.AttorneyLoanAudit.com
For Brokers interested in loan modification seminars, please visit www.loanmodseminar.com . The next seminar is scheduled for March 20th, 2009 in Long Beach, California. There is also another event scheduled in San Jose, California for March 27th, 2009.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.