Homeowner Refuses To Supply Condo Docs

Only $50.00? Some of the HOAs up here charge a lot more. I suggest the listing agent buy them and be reimbursed for them on the HUD1.

You know - this is just crap.  I understand homeowners are in trouble - but that is just crap.  Home owners want no responsibility.  Its nuts!

Being a short sale agent on both sides of the fence, I can understand both points of view. My opinion is to have the buyer pay for it. In fact, I have a disclosure I have my buyers sign that state that this is a short sale and there are some items that normally a seller would pay for but the buyer will need to pay for. The trick is to get the property so cheap that the buyer will be more than happy to pay for things like this and your commissions.

I would explain to the listing agent that even though it is being told them that it is $50 by the HOA. She should approach them and tell them that if this goes back to the bank because of a foreclosure they will never be able to collect back HOA fees and have the value of their properties go down because of the foreclosure in their complex. She can tell them it is in their best interest to just do it in this case for free to help the community as a whole and that is their job.

Hope this helps as I have had this work once before when I was in a similar situation. If that doesn't work, I would tell the buyer to walk as it is way to risky not getting those before hand.

I hear your frustration, some short sales and also foreclosures are . . . . challenging .....to say the least. I have not checked into this but could the listing agent order them and put it on the HUD as sellers expense?