The real question now is what President Obama must say in his speech Wednesday to help stimulate the housing crisis.

So many people need assistance in our country that often we have to wonder if this housing crisis will continue to spiral downward.

Speak to your neighbors and you begin to see this is all too common.
Many are in fear of losing their homes, others are wondering what the next step is.

Loan Modifications can be an alternative, but are they a solution.

Short Sales don`t seem to be working as some of the lenders still have no clear cut idea just how to implement this plan.

Forget REO`s and Foreclosures. The condition of some of this homes is an abomination. Try making an offer on a home that`s been trashed. The lenders refuse to make the proper adjustments and the Realtors handling these properties refuse to point out these issues to the lenders.So homes sit fallow for months on end,which if left unattended can cause serve damage to a home. Mold issues come to mind immediately.



The next step is to focusing on keeping as many people in their homes as possible. That means the lines of communication between the lenders and the consumers needs to be in effect in order for this plan to succeed.


There is a new wave of homeowners facing issues that we haven`t seen. Without help from the lenders these issues will affect our nation for years to come.

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