Special offer

Buyers! Find The OPPORTUNITES in the current Real Estate Market in Your Local Area

By
Real Estate Agent with Dekka Realty 513031

When you are in the Market for a new home or your next home, the information you have at your finger tips is CRITICAL!

Buying a home is an exciting and complex adventure and we take the buying process as seriously as our buyers. That is why it is very important us that you be INFORMED!

Why Owning a Home NOW is a Good Idea

  • Credit Worthyness
  • Appreciation of Asset (your Home)
  • Independent Living on Your Term
  • Pride of Ownership
  • Security and Peace of Mind
  • Mortgage Interest Deductions
  • Financial Stability
  • Property Tax Deductions
  • Capital Gain Exclusion
  • Preferential Tax Treatment
  • Morgage Reduction Builds Equity
  • Equity Loans

Here are some of the steps we will take to find your perfect home:

  1. Get pre-approved. Do you already know how much home you can afford? There is nothing more frustrating than looking for a home, finding the perfect home, and then discovering that it is out of your price range. Speak with a lender to learn about the different financing options available to you. When you find the right lender get the paperwork processed so that you will be ready to buy when you find the right home.
  2. Determine Your Wants and Needs:This is the single most important step. By asking you a series of questions we will be able to establish what you are looking for. Our goal is to not waste your time by looking at properties that are not in your price range or homes that doesn't meet your needs. Throughout the buying process we will maintain your confidentiality and represent your best interests.
  3. Avoid major purchases. In order to determine the amount of home you can afford a lender uses your debt-to-income ratio. This ratio is the percentage of your pre-tax income that you spend on debt. Your debt ratio will include: monthly housing costs, car payments, cards, student loans, and any other installment debt. If you take on more debt right before buying a home it is going to have an impact on the amount of the loan that the lender will finance.
  4. FIND your perfect Home and sign up for Property Watch. In order to make an educated decision on your next move, you need to know what is available and how much homes are going for. You can search all the active listings from my website. Once you have found some homes, you may want to save those searches and sign up for property watch so that new listings will be emailed to you as soon as they are entered on the MLS. The best homes move fast, so you need to make sure that you are on top of the available inventory at all times so you don't miss out on a great OPPORTUNITY!
  5. Home Shopping:We will use every available method to locate a property that matches your search parameters. This will include properties listed with our office, offered through other real estate companies, as well as unlisted properties. We will disclose all known facts about the property that are likely to affect your decision. When we find the home that meets your criteria, we will assist you in writing an offer and act as a liaison between you and the seller.

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Comments (1)

Sonja Babic
Sonja Babic/PRIME Realty NC, LLC - New Bern, NC
New Bern NC, PRIME Realty NC, LLC

Great info as great deals are out there right now but you have to know how to get them!

Feb 20, 2009 02:36 AM