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Inspired byDonna Rattee"ARE THE BANKS REALLY WORKING WITH YOU" it suddenly occured to me that the answer is a resounding . . . . . .
NO! NO! NO!
WHO CAN EXPLAIN THE INEXPLICABLE?
Banks reject offers for foreclosures and then sell the property months later for much less money.
Banks ignore communications about short sales until the buyer just finds another home to buy.
Banks interfere with broker sales commissions and drive agents out of the short sale market.
Banks interfere with the buyer's right to select their own mortgage company.
Banks have no standards for short sales forcing many more home owners into foreclosure.
Banks obfuscate the facts when testifying before Congress.
Banks force home owners into foreclosure rather than mofify loans.
It goes on and on and nothing appears to improve.
QUESTION: WHAT IS CONSISTENT THROUGHOUT THE ABOVE?
ANSWER: The end result is a reduced or non-existent commission for a real estate transaction.
The banks know that 95% of us work on a contingent basis. NO SALE - NO FEE.
WILL WE SEE THE BANKS BEGIN TO USE TAX MONEY (TARP) TO BEGIN BUYING UP REAL ESTATE COMPANIES?
SUPPOSE A BANK PROPOSED THAT, since they own $Billions and $Billions of "Toxic Assets", defaulted mortgage instruments representing millions and millions of properties throughout the United States, they could easily make the case that the banks could save the government a lot of money if they were permitted to operate national real estate brokerages for the purpose of disposing of the homes in their inventory and those that will soon be foreclosed. Of course, I realize that the "toxic assets" the banks hold are not actual real estate, although there is a lot of that, I believe that they could convince Congress that such a plan would work.
MANY LARGE BROKERAGES AND REAL ESTATE COMPANIES ARE IN FINANCIAL TROUBLE and could be purchased at a fraction of their former value. HOW WOULD THE REGULATORY BODIES THAT REJECTED THE BANKS EFFORTS TO "GET IN REAL ESTATE" in the past view the matter now?
DON'T FORGET THAT BANKS WOULD START OFF IN THE REAL ESTATE BUSINESS WITH INVENTORY, FORECLOSED PROPERTIES THAT THEY ALREADY OWN. Oh boy, a bank FSBO! Doesn't that stir the imagination???
WHICH BRINGS US BACK TO THE ORIGINAL QUESTION?
Are the banks, rather than relying on "permission" to get into real estate, simply decided to "STARVE OUT ALL OF THE REAL ESTATE AGENTS".
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.