Do you have to be past due on your mortgage to do a short sale? - OC Short Sale Specialist

ANSWER:

It depends on your lender

Here are a few banks that will allow you to do a short sale with out being delinquent.

Countrywide

Wachovia

Wells Fargo

Please remember that if you are doing a short sale and you are not currently delinquent the bank has no rush to approve your short sale. It could take 6 months to get it approved.

For more info on short sales go to www.remaxann.com

List with an experienced Short Sale Realtor