For years I have tried to explain to clients that depending on their circumstances it may make more financial sense to pay down debt instead of your mortgage.  Liz Pulliam Weston posted an article that I think everyone who pays additional against their mortgage may find very interesting!

Here's a link to the article:

http://articles.moneycentral.msn.com/Banking/HomeFinancing/DontRushToPayOffThatMortgage.aspx 

A question you can think about is what is the rate of return on the equity that is stuck in my home?  That would be 0!

Joe Gonzalez
1st Metropolitan Mortgage
610-351-7510