Being Frugal Is In!

Hi Kristen-I have to be frugal on my budget. No clothes unless an absolute necessity. No eating out. Combine my trips so I save gas and each time I get paid. Money goes into separate envelopes for each bill. I could go on but then that would take a whole post. LOL Later my friend. :-)

I'm planning to have a big garage sale and get rid of everything I no longer use. I'm into recycling, living green and supporting local businesses (even if it costs a bit more). I think we all need to be frugal in ways that protect our local economies and our planet. I'm probably going to start putting out CDs at my listings instead of paper books. It's cheaper and better for the environment!

Spend money wisely.  Example: investing in yourself first, then in cash producing assets so they can pay your expenses!  Now you have other people paying your bills instead of you.  Your money is working hard for you instead of you working hard for it.  Just a suggestion!  ;)

Every little bit saved on the things you need allows you to have more for the things you want. I reduce, reuse, recycle everything I can and, no matter how much money I have (or don't have), I will alwyas clip coupons and shop the sales.

Now about those impulse buys.....How can you pass up something like this when on the grocery store line?!!!

You're quite welcome!

I'm here to help!!!

Hi Kristin, I have always been frugal, don't go to the movies, or even have a dvd, HBO stopped because the special is over and I did not renew.  In another life I use to "sew" all of my clothing, but now things are so inexpensive and I usually shop at Wallmart or other discount stores for items.

I am a coupon junkie, I admit it.  I do also subscribe to the thought that "you cant save yourself rich", meaning that while I do like a good deal, I know that there are certain times when money is not the most important consideration in a purchase.

I think we all have to remember that just because it is on sale, doesnt mean we need it or that it is a bargin!  The most important thing is to only go into debt to buy a house... Avoid credit cards unless you plan to pay them off at the end of th month, and live below your means.. and most important thing that most Americans never do: pay yourself first!  Cash is king and you will always sleep better with money in the bank!

Kristin, I love the picture of the cute piggy bank. I have a green one given by a bank and wish it were pink.

I like all your tips for saving .