Clients with credit issues...Part 2

Some clients and agents do not know that you are allowed one free credit report a year. Below, is some good information taken out of my credit repair ebook that I have written helping others to repair their credit the quickest way possible.

You will first need to order your credit report from the 3 bureaus below:

•1.       Experian

Tel#:              1.888.397.3742

Website: http://www.experian.com/customer_service/mail.html

•2.       TransUnion

Tel#:              1.800.888.4213

Website: http://www.transunion.com/

•3.       Equifax

 Tel#:             1.800.685.1111

Website: http://www.equifax.com/home/

There are several ways that you may qualify for a free credit report:

•·         If you have been denied credit recently.

•·         If you feel that you have been a victim of identity theft.

•·         If you receive any type of public assistance.

•·         If you are unemployed, and will be job hunting.

•·         You also, are entitled to one free credit report a year. www.annualcreditreport.com

Once you receive your credit reports, it is time to start reviewing all the open and closed accounts, collections, judgments, liens, etc.

Before you start looking at all the accounts on you credit report, you need to familiarize yourself with the layout of the report. All 3 of the credit reports will have a different format, so it is very important to get yourself comfortable reading the reports.