Because of some common misconceptions, many people believe homeownership is out of their reach. Don't let these myths keep you from the personal and financial rewards of homeownership.
Myth #1
"I can't afford a down payment."
In the past, buying a home required a 20% down payment. But not today. In fact, 7 out of 10 first-time homebuyers make a down payment of 10% or less. I have loan programs that can help you buy a home without a lot of cash, or any down payment at all.
Myth #2
"I have less-than-perfect credit, so I can't get a mortgage."
A less-than-perfect credit history doesn't have to stand in your way of reaching your homeownership goals. I have helped thousands of individuals move beyond credit challenges into homes of their own.
Myth #3"It's less expensive to rent."In fact, there's a good chance that your monthly payments will be lower than they are right now. And unlike rental costs, your monthly principal and interest payments will stay the same for the life of a fixed-rate mortgage. Moreover, as a homeowner, you'll be building equity in your home, which is wealth that you can use to achieve your financial goals.
Myth #4
"The whole mortgage process is long and complicated."
We want to make buying your first home as easy as possible. I will help you through each step of the financing process, so you'll never have to go it alone.
Myth #5
"I won't be able to make my monthly payments."
My goal is to help you succeed financially, so I'll carefully review your loan options with you and help you choose the loan that's right for you. With a loan that fits your budget and your financial goals, your home will be a powerful tool in building a secure future for you and your family.
;)
;)
