Desperate calls are not the best calls to receive when you're a Realtor. Nonetheless, I have had a couple in the last month and sadly, the home owners tend to call me when it's too late to do anything to help them. One in particular comes to mind:  a woman whose home is scheduled for auction in less than a month. I wish I had known this information during that phone call and if she's out there, here's a way to buy just a little more time until you can pull together the cash you need.

This is terrific information from my favorite beloved Mortgage Banker Boy.... (and Our Dano!):

 

Via Jason Sardi, Mortgage Banker (FHA-VA-USDA-Conventional-Pennsylvania Loans):

I came across a link recently on facebook that my biggest supporter, loving fan, brother from another mother, buddy of mine Dan Cummings posted.

In actually sharing it, I was a tad hesitant.  As a matter of public record, I have mixed feelings on it.  While the concept holds a ton of merit in my opinion and from what I've gathered from those who have been in this industry much longer than I; there is a strong part of me that doesn't particularly like loopholes.  Without further ado, here's the link.

Let me add that I'm heavy on personal responsibility.  Let me also throw in that all the blame that has been thrown around pointed at this reason and that reason can probably also be pointed in the mirror we look into every now and again.  The tactic described in that news story of "Produce The Note" is a clever way of using the system to your advantage.  God knows the system has used us to their advantage.  What's fair is fair, right?  Well, I don't really like to look at things like that.  Actually, sometimes I do:)  But let's get rational here...

Yes, there is a lot of wrongs in this world.  There always will be.  Yes, there are a lot of folks who will take advantage of you when you are in the confines of the fetal position.  There probably always will be.  And while we are still a young civilization, we have accomplished a lot.  I do believe we will get through this and while I don't necessary think we will be smelling of roses after the fact... petunias aren't a bad door prize.  Shoot for the roses, just don't ignore the other flowers along the way.

I certainly wish I could tell everyone that everything will be okay, because I believe it will.  I don't know that as fact, though.  All I do know is that WE play a larger part in our destinies than WE may think.  Don't stop the negativity, just stop buying into it as if it is the all encompassing facet to these times.  It isn't. 

We have it pretty damn good.  I dare say that we are spoiled to a large extent.  Let's move forward swimming in the reality that we need to work hard, help each other, and practice ethics over instant gratification.

Hell, it sure beats one of the alternatives... which makes for a good song but a smokey neighborhood

Herein ends my "Gary Woltal" moment;)

 

Jason Sardi

Mortgage Consultant

Infinity Home Mortgage Company, Inc

610-439-2166 ext. 229

jsardi@ihmci.com

http://activerain.com/blogs/shears76


http://www.federalhousingtaxcredit.com/

 

1 Comments on The Three Words That Could Delay Foreclosure.

AUG
11
Great page I will be a return visitor!. I am from Afghanistan and now teach English, give please true I wrote the following sentence: "The clock, watch and any other kinds of it would help us to know the exact time." Thanks for the help :D, Acacia.
Acacia
7:51am • #1

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Allentown PA Real Estate Broker * Jennifer Monroe *

Allentown, PA

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