I have represented alot of buyers in the last 18 months and I would like to take this time to share some of these simple but necessary experiences.

1. Buyers stay in constant communication with your preferred lender. As the market and economy transition it will be important to stay on top of very key elements like: interest rates, down payment requirements, terms and appraisal requirements. All can torpedo a deal in the most inopportune time, trust me.

2. Buyers please stay on top of the market trends as presented by your real estate agent. various districts in San Francisco are hot and others are dead. So make sure you are following the market closely so you can present the right offer and terms given the conditions you are presented.

3. Buyers stay focused and TRY to not get distracted with external influences that may cloud your judgement. This can be as simple as work issues, family medling, lack of sleep or just not eating properly.

4. Be realistic. The days of "no doc" loans are gone. Please take the time at the begining of the search process to realistically identify the correct price point that you can afford and if more than 4 months go by make sure you honestly re-evaluate this price point to stay on target. It is so critical these days.

Buying a home is a major business transaction and it should be handled accordingly.

For a "market update" give me a call or send me an email with the area you would like to have evaluated.

Ken Glidewell, kglidewell@pacuion.com  http://www.KenGlidewell.com