People say some crazy things when they get upset. 

We all know that ALL Realtors aren't liars.  Just like we know ALL lenders, politicians or attorneys aren't liars either.  ALL Bank CEO's aren't greedy con-artists, but it sure makes us feel better to have someone to blame for our problems in life!  When a crisis like this happen people want someone to blame, someone to punish.  I think as a country we have to very careful NOT to become one big lynch-mob.

I have noticed lately that our political leaders have become very populist in their reactions to this financial meltdown, but before we lynch everyone in the financial industry maybe we should take a second to think about this, after a "crowd" was responsible for...

• Crucifying Jesus
• Empowering Hitler
• Allowing Slavery

Following the "crowd" is something most of us are taught NOT to do growing up.  The problem is that most people do it anyway and it is just too easy to jump on board the "Hate-Train" and make accusations at people we don't like or understand.

I realize that a lot of people have done some horrifically dishonest things to cause this mess, but I also am smart enough to realize a significant portion of the problem is the news media acting as the Pied Piper leading the general public to their financial doom.  I hear comments all the time like, "Well everyone knows..." and "I heard on the news..." and those statements are typically followed by something completely false.

There are a lot of people to blame for the mess we are in, but casting blame at generalized groups of people  is just plain dumb.  It took a combination of stupid and dishonest people on all sides to cause a mess this big and to single out one group and "make them pay" is not the answer!

I think it would be better if we took aim before firing our finanical weapons of mass destruction!  I talk to hundreds of people about this mess and I find almost no one actually understands what caused this crisis.  I hear Fannie Mae, the government, liberals, Bank CEO's, Mortgage Brokers, Realtors, Builders, Appraisers, all blamed for this mess.  If you don't have a clue, you really shouldn't make accusations against people.  That's my policy.

Olan Carder
www.charlottemortgageonline.com