Make the best of it.

With the market a little slow we seem to have some extra time.

Why not make the best of it. We can work on our web site, take some CE. I just signed up for a 12 hour class at the MLS Center.

This is a great time to teach our children about financing. We need to teach them to set a budget that does not spend every dime they have each month. Teach them that they do need to have money saved for a rainy day.  I suggest at least six months worth of expenses. One year would be better. So many people have lived pay check to pay check for years. That is no way to live. Life happens, the car breaks down, it needs new tires, and the washing machine breaks and so on. Some one will get sick or hurt and need to go to the doctor. They need to plan for that.  It takes work and sacrifice to save. We may have to spend vacation at home. We do not need to trade for a new car every two years.  There is nothing wrong with driving a 10 year old car, just take good care of it. They also need to know it is better to live in a common house and have savings than to live in a big fancy house and be broke all the time.

This slow market will soon turn around and we will be busy again. I suggest everyone take advantage of the break.