But we're not talking about the latest top 40 hit by Mariah Carey!!

It's the FED.  The Federal Reserve Board has hiked rates seventeen consecutive times over the past two plus years...and while they've paused in their hiking cycle for the time being, the hits they've given to rates have added up fast.  

While an ARM (Adjustable Rate Mortgage) or Home Equity Line of Credit may have saved you a bundle over the past several years of low interest rates - times have changed, and it's likely time to give your whole financial picture a once over and see if any adjustments are needed. 

In many cases, it doesn't make sense to change a thing - but wouldn't you sleep better at night knowing that? 

And whether or not you have an ARM or a Home Equity Line, we'd like to offer you a complimentary consultation and planning session with the John Caylor Mortgage Planning Team.  Let's review your debt structure as well as your assets, and review what you'd like to plan for, so that we really know how to help and advise you best in the days and years to come.  If you have any friends or family members that you feel might benefit from this type of a consultation, we'd be glad to get in touch with them as well.

It's always important to evaluate your credit as well, so we'll also give you a free credit report including credit scores from all three bureaus, as well as a customized checklist, personalized just for you, of the actions that can be easily taken to improve your own credit score right away.

There's no cost, it's painless, well worth the investment of your time...and hey, you might even have a little fun visiting with us.  And speaking of painless, the only "hit" we'll give you is with a certificate for a free trip to Cold Stone Creamery when you're done meeting with us! 

Please give us a call or email us to schedule your financial review - we'll sure look forward to hearing from you.