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Mesquite NV Home Loans - Fannie Mae and Freddie Mac refinance program - if you are current on your loan payments, but cannot qualify to refinance because your home has lost value, you may qualify under the new refinance program:

Via Winston Westbrook Victorville Real Estate Broker/Notary:

This seems to be the question of the hour.

How do I find out if Freddie Mac or Fannie Mae has my loan??

To find out if either of these two giants have your loan you need to first call your lender or loan servicer (the one who sends you a mortgage statement every month) and ask them if one of the two have your loan. If they do not want to tell you because some might not or if you do not feel comfortable with the customer service reps answer then you can find out directly from Freddie Mac or Fannie Mae by clicking the direct links below or calling the toll free numbers:

Once you know who has your loan you can then see if you qualify for the new refinance program that begins today for homeowners throughout America that are current with their mortgage payments but have not been able to qualify for a refinance due to the loss of value in their home. 

Should you have any questions please feel free to contact me. I will be happy to answer any questions you may have. 

 

 

                                 Mesquite Nevada Real Estate Agent  ~ ~  ERA

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7 Comments on Mesquite NV Refinance in a down market - if Freddie or Fannie has your loan

MAR
07
2009
981,002 Points 81 Featured Posts Outside Blog Attended Rain Camp Called Shot Master

Virginia,

Thanks for the clarifiction and for the links. To tell you the truth, I did not know how to figure it out.

10:28pm • #1
MAR
08
2009
Localism Sponsor

Virginia,

thanks for links I will pass this information on I was not sure where to start.

7:14am • #3
368,316 Points 38 Featured Posts Outside Blog Hit Router Called Shot Master

Thanks for publishing the info, Virginia.  Also, you can call your mortgage lender, too.

11:33am • #4
MAR
09
2009
MAR
11
2009

I have a business idea for someone who has been laid off:  Call the Fannie or Freddie number and wait on hold for hours.  Make sure you charge by the hour  : )

 

 

Great post.  Nice to have this information.  I will share it with my clients

Nevin Williams
9:47am • #6
MAR
19
2009
306,619 Points 17 Featured Posts Localism Sponsor Outside Blog Hit Router Called Shot Master

Nevin - yes, and call from a land line, those cell phone minutes add up quick.  Hope refinance is a good option for your clients.

11:56am • #7

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