Home : Blogs : Regina P. Brown, e-Pro Realtor® : Regina P. Brown's California Coast Real Estate Blog

It's TIME to get in SHAPE (financially, that is) - Plan Ahead for Homeownership

Attention home buyers and home owners: Announcing "Recipes for Financial Fitness" from Habitat for Humanity and co-sponsored by National Endowment for Financial Education.

Habitat's web site says that "Financial fitness means a lot of things. And it's not just about money." Amen to that!

Their online course covers:

Becoming Fiscally Fit
Credit Basics
Controlling Finances
Finding a Good Job
Protecting my Money
Getting an Education
Owning a Home

First you take a quiz that can help you determine your "fiscally fit" rating. Then you learn about the 5 Ingredients of Financial Fitness:

I need a job!
I know how to find a job
I know how to keep a job
I know how to improve my job skills

I need to protect my money and my identity!
I know how to protect my money
I am aware of identity theft
I know how to avoid identity theft
I know what to do if my identity is stolen

I need better credit!
I know what credit is & how it works
I know how to get credit & use it
I know how to improve my credit
I know the signs of having too much debt

I need to manage my money wisely!
Set financial goals
Affirm my goals
Track how I spend money
Spending leaks
Pay myself first
Pay bills on time
Save money
Use banking services
Emergency fund

I'm Ready to Own a Home!
I know the expenses of owning a home
I can meet those expenses
I know how to protect my home

Check out the Financial Fitness Toolbox at http://www.habitat.org/habitat_learns/nefe/index.html

Join my new AR group and post your blog at http://activerain.com/groups/virtualoffice

Regina P. Brown
Broker, Realtor®, e-Pro
Author of eBook "Stop Foreclosure Fast: Solutions to Save your House"

Posted by Regina P. Brown, e-Pro Realtor® on 03/16/2009 05:00 PM

Comments (3)

Financial Planning in the Mortgage / Finance Channel

realtor, buy home, sell house, california real estate, san luis obispo, carlsbad, financial planning, credit

This post has been included in California Information
Post is included in group: Virtual Office - Work from Home Office
Post is included in group: Realtors®
Post is included in group: Independent Real Estate Brokers of Colorado
Post is included in group: Advice for Buyers
Post is included in group: 1st Time Buyers

3 Comments on It's TIME to get in SHAPE (financially, that is) - Plan Ahead for Homeownership

MAR

What great information for home buyers Regina! I have not taken the quiz yet to find out if I am "financially fit" but am curious about it....just nervous I guess. But will defiantly take the quiz later.

Thanks for the info. I have some clients I'd like to share this with.

Terrie, go ahead and take the quiz... no one else will know what your score is!

Daniel, feel free to share with your clients. It's FREE info, why not!

Leave a response…

Name:

Email:
(optional)

Comment:

What does the graphic say?