As a first-time buyer, you could qualify for a tax credit of 10% of the
price of your new home, to a maximum of $8,000. There was a similar
tax credit passed last year that needed to be repaid, but this one
does not!

A few key points about this 8,000 tax credit:
• It's designed for most first-time homebuyers who have made a
qualified home purchase in 2009.
• The credit begins to phase out taxpayers according to their adjusted
gross annual income.
• This tax credit is temporary, so if you're thinking about buying a
home, it's important to act quickly.

Combined with ZipRealty's 20% rebate2 and historically low interest
rates, you could be looking at some serious savings on your first home
purchase if you buy this year.
Everybody's tax situation is different and we strongly encourage you to
speak with your personal tax professional to decide if this program is
right for you.

Just a quick note to let you know that you can now search for foreclosed
properties at ZipRealty.com.

Unlike other foreclosure sites out there, all of the foreclosed properties on
ZipRealty.com are currently listed for sale, rather than simply showing that the
owner has defaulted on their mortgage.   ZipRealty's foreclosure listings
also include the information you want and expect from our site -- details on the
home, maps, photos, etc.   Sometimes "foreclosure only" sites have very
little information on the properties, or how you can see the inside.

Best of all, ZipRealty doesn't charge a monthly subscription fee -- and if you
buy with me you'll get 20% of ZipRealty's commission back!*

Sincerely,
Len Malena