Things have gotten a bit tighter in the single wide home department.  There are currently ZERO FHA or VA insured lenders doing single wide home loans.  There are only a few doing double wides too.  The default rate and/or depreciation must be too much to bear.

That said, with about 25% down, we can still get these done anywhere in Florida.  Double wide borrowers still need just 3.5% down and seller concessions can be used to cover the closing costs in most cases.

With the vast abundance of these homes throughout Florida, some lender will find these profitable and the liquidity of mobile home mortgages will cycle back up again.  I will keep everyone apprised.

Rebecca - 863-604-0169