This is an excerpt from the show on ID Scams that was on Oprah - this is the one thing that caught my eye the most, thought i'd mention it here!
Shield Your Fortune with a $2 Pen

All it takes to empty your bank account is a single signed check stolen from your unlocked mailbox and some acetone-the active ingredient in nail polish remover. (Conveniently for criminals, pure acetone is also available in the paint department of home improvement centers.)   Here's how the scam goes down: The crook steals mail likely to contain a signed check-envelopes addressed to the phone or electric company are easy pickings. He or she then removes your check, puts a piece of cellophane tape over the front and back of your signature, and places the check in a pan of acetone. This process-known as "check washing"-takes only about 30 minutes to rinse everything but the printer's ink from the check. Your tape-covered John Hancock and the printer-inked information, of course, remain intact. The check is then blow-dried and flattened in a book, the tape is carefully peeled away and voilà-a blank check signed by you, replete with your name, address and bank account information.  
How to Protect Yourself

Buy yourself a safe pen. One type of ink-the kind in gel pens manufactured by Uni-Ball-resists acetone or other chemicals used in check washing.
To read the full article, check out this link:  http://www2.oprah.com/money/credit/20070413/credit_tips.jhtml - there is a lot of great info and tips in it!
 
Post is included in group: Mortgage Bankers

8 Comments on A Pen that can help you protect your Identity!

MAY
15
2007
MAY
16
2007
857,890 Points 68 Featured Posts Outside Blog
I have used 2 checks in the last 2 years. Didn't want to but had to. I do all my banking online, a lot safer and you have proof that you paid!
12:15am • #2

My wife works at a bank and she has seen many schemes. It's amazing the things people will do.

1:06am • #3
343,194 Points Outside Blog

Interesting. Thanks.

Carolin Benjamin
Bob and Carolin Benjamin
The Benjamin Team
Keller Williams Integrity First Realty
Gold Canyon Arizona

2:49am • #4
10 Featured Posts Localism Sponsor Outside Blog
That is a great idea... sounds like something worth doing not only on your checks but on all your real estate contracts as well.
5:06am • #5
1 Featured Post
It's scary what people will do these days, isn't it?  So many schemes to steal people's money - both online and off.  And to picture someone digging through your mail, garbage, or even at a gas station - they have little machines that can swipe your credit card and the attendant can write down the CSV number on the back.  Having a photo on your credit card is a great idea since it's extremely rare that anyone asks for ID anymore!  In fact, you don't even need to sign a receipt at Starbucks and many other stores now!
10:13am • #6
437,844 Points 2 Featured Posts Outside Blog
I hadn't heard that gel ink worked against the criminal when they're check washing, but it's good to know.  Thanks for the tip.
11:46am • #7
MAY
25
2007
8 Featured Posts
Great tip.  Thank you for sharing.  It is always nice to be able to keep one step ahead of the criminals.  I try to never leave my outgoing mail in my mailbox as I have heard of people stealing outgoing mail.
11:15pm • #8

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Jane E. Haas

Spring Lake, NJ

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Coldwell Banker Residential Brokerage

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