Name

Brian Barnes

Company

First National Bank of Layton

E-mail

Contact First National Bank of Layton

Website

http://www.applyonlinesecure.com

Office Phone

(925) 684-9720

Cell Phone

(925) 550-6070

Alt. Phone

(550) 550-6070

Fax

(925) 281-2820

Address

PO Box 1709, Bethel Island, California, 94411

Description

I am Brian Barnes, an Open Book Advisor™ and Mortgage Originator at First national Bank of Layton. A Fed Charter Bank Lending in all 50 states. If you have a question or are ready to apply email me

FOCUS...

    My name is Brian Barnes.  I am a licensed Mortgage Originator based in California.  I provide home loan solutions to my clients in all 50 states and enjoy working with Realtors all over the Country.  With a background in education, I enjoy teaching people about the process.  The more my clients learn, the more at ease they are.  Makes for a great working environment.  I love my job! Contact me to apply!

                                    

You Can't Judge a Book By It's Cover...

I am an Open Book to all of my clients.  I believe that a trusted advisor is a critical part of anyones financial success.  Finding one has become increasingly difficult in our information saturated world.  I believe in providing the information that all people should know about their advisor, their level of financial experience both personally and professionally , licensing and the advisor's and their credit report.  Yeah, their credit report - when was the last time you saw your agents credit report.  Would a quick peek have prevented someone you know from accepting poor advice?  Shouldn't clients be given more than a clever marketing plan, in order to have reason to trust their advisor?  If I tell my client that I have a mid Fico of 757, it's not to brag, but to demonstrate my ability to make sound personal choices in my finances.  Should clients know that kind of information about their advisor?

I think so.

What's an Open Book Advisor™?

An Open Book Advisor has been certified by their personal financial experience (homeownership, RE Investing Experience), their licensing status (licensing demonstrates a commitment to RE education and knowledge) and their credit report and scores (mid score must meet or exceed a 700 FICO Score to qualify)

To our potential clients we say:

Your Mortgage Advisor will see your credit scores before offering you any advice.  
Shouldn't you see their credit scores before you trust that advice?