- Name
- e e
- Company
- e@aol.com
- E-mail
- Contact e e (e@aol.com)
- Office Phone
- (562) 472-0901
- Cell Phone
- (562) 472-0901
- Alt. Phone
- (562) 472-0901
- Fax
- (562) 984-7177
- Address
- 4300 Long Beach Blvd., Ste. 750, Long Beach, CA, 90807
- Description
- A comprehensive knowledge of hundreds of loan programs and years of experience add up to a kind of top-notch expertise and proven results that you need. You deserve a Loan Officer who you can count on
About Us:
We service excellent credit, poor credit & first time buyers. •· 100% Financing •· Loans up to $4 million •· Mortgage Lates - O.K. •· Bankruptcy - O.K. •· Foreclosure - O.K. •· Stated Income •· Self-Employed •· Retired •· No Income/No Documentation •· Non-Owner Occupied/Investment Properties 1-4 units •· Financing in 43 states •· Home Equity Loans and Lines of Credit •· Interest Only Payment plans •· 40 year and 50 Fixed Programs •· Option Arm Up to 100% Financing 
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Loan Programs
Conventional Loan - A mortgage loan that is not insured or guaranteed by the federal government. Term can be up to 50 years.
Commercial Loan - A loan on a 5 unit or more property. Usually requires a minimum 25% down.
First Time Buyers Programs - As a 1st time buyer you are able to put as little as 3% down on your new home.
Stated Income/No Income Verification - Borrowers that are either self-employed or who rely on income that may not be easily documented may opt for stated-income programs. Stated income programs do not require income documentation in the form of pay stubs or w-2s. Stated income loans require less paperwork and documentation than traditional conventional loan programs.
Zero-Down/100% Financing - 100% financing program lets borrowers overcome on of the primary obstacles to buying a home - lack of a down payment. More borrowers can now qualify for more house.
Home Equity Loans or Line Of Credit- If your first mortgage has a good rate any you don't want to refinance, a 2nd mortgage is the answer. This loan allows you to subordinate your current mortgage and attach a line of creit to withdraw on anytime.
Fixed Rate Mortgage - A mortgage with an interest reate and monthly payments that remain constant over the life of the loan.
Adjustable Rate Mortgage - A mortgage whose interest rate is set for a specific term, usually 2-year, 3-year or 5-year and then is raised or lowered at periodic intervals according to prevailing interest rates in the market.
Jumbo Loans - Jumbo loans are loans above $417,000.
Investment Property Loans - Loan programs for housing other than an individuals primary residence.
Interest Only Loans - The interest rate is fixed for the first two, three or five years of the loan term. The remaining years of the term thru 30, the interest rate is adjusted every year to the sum of the LIBOR index plus a margin rounded to the nearest one-eighth of one percentage point, (0.125%). The margin will not change throughout the term of the loan.
Expect the Spectacular
Marc Brown is good at finding loans, and thoroughly enjoys helping throughout the mortgage origination process. After meeting him, you will see the satisfaction that he gives and receives during real estate transactions. It is this care and concern that puts him steps ahead of the competition in providing the finest mortgage service.
In this business, it is critical to deliver exactly what you promise. Marc takes great pride in his ability to back up his promises with results. His goal is to give his clients the confidence to know that their transactions will be completed successfully. To Marc, his word is his bond. So, look no further for an agent than Marc Brown. It is that simple.
The finest compliment I could ever receive is a referral to a friend, family-member or co-worker........
