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Name:	Bryan Flynn Central Mass and Worcester Mortgages (15 Associations)
Company:	Wells Fargo Home Mortgage

Email:	Contact Bryan Flynn Central Mass and Worcester Mortgages
Website URL:	http://www.callbryanflynn.com

Office Phone:	(508) 363-2223
Cell Phone:	(508) 207-0807
Alt. Phone:	(508) 635-2780
Fax Number:	(800) 419-1523
Address:	324 Grove Street , Worcester, MA, 01605
Description:	Providing strategic financing options to help Real Estate Agents move their listings quicker and adding value to both buyers and sellers.

Picture of Loan Officer: Bryan Flynn Central Mass and Worcester Mortgages (Wells Fargo Home Mortgage)

21310 Points

About Us:

I have been in the mortgage business for 6 years and I have come to realize this is truly the best profession in the world. I'm a graduate of Nichols College in Dudley, MA with a Bachelor of Science degree in Finance. I work for Wells Fargo Home Mortgage. I have a passion for my profession and a understand of the mortgage markets as well. At the beginning of June 2008 I made a change from the broker side of the business to the retail side, I am exciting going forward....

Wells Fargo Home Mortgage

A Heritage of Leadership at a Glance

National Presence
- Wells Fargo Home Mortgage has the leading retail mortgage network in the country, with local presence in over 2,400 mortgage stores and retail bank branches in all 50 states and the District of Columbia.
- Our Combined retail and wholesale lending programs fund approximately one in every seventeen homes finance annually in the United States

Industry Dominance
- We are one of two lenders in the history of the mortgage banking industry to top $450 billion with our managed servicing portfolio. Today our servicing portfolio is over $1.33 trillion, with more than 7.5 million customers.

Lending Leadership
- We're the leading lender to buyers of newly constructed homes, originating over $23 billion in builder volume in 2005.
- We're the leading provider of reverse mortgages nationwide.
- We're a leading lender to minority homebuyers and customers in low-to-moderate-income neighborhoods

Strategic Strength
- We assit with employee relocations for more than half of the Fortune 100 companies.
- We have the industry's only national network of regional builder sales managers and more than 20 programs designed exclusively for builders.

Unmatched Distinction
- Our parent Wells Fargo & Company is a $308 billion diversified financial services company that provides banking, insurance, investments, mortgage and consumer finance through more than 5,400 stores and through the Internet.
- Wells Fargo is the industry leader in Internet banking, and was the first bank to surpass one million customers banking on-line
- Fortune magazine has ranked Wells Fargo the #1 most admired bank for two years running and in the top 10% of American's most admired companies.

Mission Statement:

To differentiate this experience for you from the start, I've learned that some mortgage originators don't have the best concerns of their borrowers at heart when helping them structure a loan that is part of their long and short term debt strategy. I'm actually helping you create the largest debt of your life and I have a responsibility to help you professionally manage that debt and my job is to help you integrate the loan that you select into your long and short term financial and investment goals and your payment, cash flow, and equity objectives.

Areas of Expertise

Strategic financing for real estate agents , FHA , first time home buyers , no cost refinances , strategic debt planning, renovation loans, reverse mortgages

Purchase and Renovation loans

Our Purchase and Renovation loans offer financing that enables you to immediately turn the house you just bought into the home you always wanted. Add a bath, cook up a new kitchen, repair, renovate or extend; all with a single loan at attractive first mortgage rates.

With experience, knowledge and a dedication to excellent customer service, I can tailor a program for you to help your two-fold dreams come true.

Built-in Benefits to Make Improvements

More Money - The loan amount is based on the value of your home after the improvements have been made
Lower Monthly Payments - Purchase and improvements are financed simultaneously, so renovation costs are spread out through the entire term of the loan.
Tax Benefits - Interest on renovation costs is included in the first mortgage, so it may be tax deductible (consult your tax advisor regarding the deductibility of interest)
Speed - Renovation can begin immediately after closing
Single-close Simplicity - Just one application, one set of fees and closing costs, one monthly payment
Flexibility - No required improvements or restrictions on repairs; luxury itmes such as pools and spas may be included
Options - Fixed- and adjustable-rate mortgage programs

Our FHA Loans Can Help Put Your Goals Within Reach

Whether it's your first home or your fourth - a Wells Fargo Home Mortgage FHA loan may be the sound foundation of your financial plan.

Your Key To A Brighter Future

Our FHA loans are designed to help you make and manage the investment of a lifetime - your home.

Purchase a home with little and/or no money down
Overcome credit challenges, including a limited or less-than-perfect credit history, for qualified applicants
Qualify with the help of a family member or friend as your co-signer.

Let's explore how an FHA loan can enhance your financial security.

Features that Fit Your Needs

Accommodating - Flexible credit and income-qualifying guidelines
Customized - Choice of predictable fixed-rate payments or attainable adjustable-rate introductory products
Flexible - Down payments as low as 3% and no mortgage payments held in reserves
Options - Gift funds accepted for down payment
Assumable - Qualified buyers may be able to take over the seller's existing mortgage, including interest rate.

Testimonials

"Great rate, quick closing. Very pleased with Mr. Flynn's service, a true friend in the mortgage business." -Thanks, Frank C. Leceister, MA.

"Dear Bryan, My wife and I just wanted to thank you again from the bottom of our hearts for going the extra step and providing us a perfect solution to our needs." -Phil and Marsha Oxford, MA.

"Bryan we cannot thank you enough, you secured financial quickly for the property of our new business, I just wish I knew you did commercial transactions in the first place, THANK YOU!!!!" -Ajay N.

"Great work meeting the deadline and getting this deal done for us!!!!" -Tim W.